PayPal Friends & Family vs escrow: what actually protects you

When you pay by PayPal Friends & Family, you're telling PayPal it's a gift to someone you trust — which means you waive buyer protection entirely. If the card never ships, shows up fake, or isn't what was pictured, there is nothing to claw back: F&F payments are final. Sellers ask for it because it also dodges the processing fee, but that puts the entire risk on the buyer. Goods & Services keeps some protection, but it was built for general retail, not slabbed cards, and chargebacks can burn an honest seller too. Escrow works differently: the buyer's payment is captured and held in the middle — the seller never touches it — until the card is delivered and matches its description. Only then do funds release; if it doesn't arrive or isn't as described, the money is refunded. On CardResell, escrow isn't an add-on or an upsell — it's simply how every order works, at no extra cost to the buyer. That's exactly why every sale here runs through escrow by default, so nobody has to trust a stranger's promise to ship.

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